ATK
New Delhi [ India On May 21: It’s important to know that various types of visas correspond to different countries. Similar to how you require an American visa for traveling to the U.S., you would need a Schengen visa if your destination includes any of the nations within the Schengen Zone in Europe.
Altogether, 27 nations fall within its authority and collectively form what is known as the Schengen Area. Consequently, non-EU citizens along with various other international individuals, like India Indeed, one must apply for a Schengen visa when traveling to the region for various reasons.
Nevertheless, when it involves safeguarding your finances prior to traveling, you should not overlook choosing travel insurance . Continue reading to discover more about its prerequisites and additional information.
Do You Need Travel Insurance for Applying for a Schengen Visa?
Certainly, travel insurance is an essential prerequisite when applying for a Schengen Visa. India It's worth mentioning that a single Schengen visa allows you to visit multiple countries within the Schengen Area.
Nonetheless, you need to demonstrate your financial reliability to qualify for a Schengen visa. An appropriate travel insurance policy can assist with this requirement. It’s crucial to have travel insurance that covers medical emergencies as well as other aspects such as the loss of personal belongings, baggage, theft of passport, among others.
This is because it serves as financial protection for both you and the travelers with whom you journey.
Hence, if you lack a proper travel insurance policy under your own name, your Schengen visa application will be denied.
What are the Requirements of a Schengen Visa Travel Insurance for India n Citizens?
There are a few requirements for travel insurance for Schengen visa for India n citizens, which include the following:
* The travel insurance plan you have opted for should have a minimum coverage value of 30,000 euros or Rs. 2,664,330.
* Your travel insurance policy should offer medical emergency coverage, including expenses for hospitalization due to accidents.
* Your travel insurance policy needs to remain effective for the entire duration of your visit to the Schengen country you're traveling to as well as other nations within the Schengen Zone.
* You need to possess all necessary documents specifying the reason for your trip to a Schengen country, the duration of your stay, and any additional information that may be asked for.
How Do You Purchase Travel Insurance for a Schengen Visa? India ?
After conducting thorough research on the insurance company, you can buy an appropriate travel insurance policy. Ensure you review the provider’s ratings before moving forward.
However, once you have sorted out your preferences regarding the insurance plan you would like to go for, you can follow the given steps to apply for the same:
Step 1: Visit the official website of the travel insurance provider you wish to buy your plan from. You can also download their personalised mobile application if they have one.
Step 2: Select a standard travel insurance plan or customise the plan based on your preferences.
Step 3: Share the travel dates for entering the Schengen area through an international gateways.
Step 4: Choose the level of coverage you wish to pursue.
Step 5: Provide the necessary details about yourself and your traveling partners.
Step 6: Submit the necessary fees online to obtain immediate coverage. Upon completion, you'll be sent an SMS or email as confirmation.
Kindly be aware that this travel insurance application procedure is of a general nature. There might be variations based on particular policy details or distinct travel insurers. Therefore, make sure to seek information regarding the application process and clarify any uncertainties by reaching out to the insurer well ahead of time.
What is the Claiming Process of Travel Insurance for a Schengen Visa Holder?
Below is a general process for how you can easily claim the sum insured when you need it. Even though claiming processes can differ among providers, go through the following steps to have an idea about the same:
Step 1: Contact your travel insurance provider by email or by calling them on their emergency number. Make sure to contact them through your registered email ID or mobile number.
Step 2: After making successful contact with them, they will promptly furnish you with a list of hospitals where emergency care can be initiated without an upfront payment.
Step 3: Once the travel insurance provider settles all the hospital bills or medical expenses, they will inform you.
The Bottom Line
In summary, the Schengen visa application process simplifies considerably if you possess suitable travel insurance. Hence, after understanding the necessary criteria for your travel insurance, gather all required documents and select one promptly, ensuring it matches your needs precisely.
(ADVERTORIAL DISCLOSURE: The aforementioned press release has been supplied by ATK ANI shall not bear any responsibility for the content thereof).
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